What to Check Before Booking a Flat – The Ultimate RERA Checklist
- General
- Author: Riya Kapoor
Highlights
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Verify RERA registration and project authenticity
-
Check land ownership and legal approvals
-
Review carpet area layout and promised amenities
-
Confirm payment schedule possession terms and cancellation policy
Buying a home is one of the biggest financial decisions you will ever make. With multiple builders, offers, and projects, it’s easy to get confused—or worse, misled.
That’s exactly why RERA (Real Estate Regulation & Development Act) was introduced: to protect homebuyers and bring transparency into real estate.
Before you book a flat, use this simple yet powerful RERA checklist to ensure your investment is 100% safe.
1. Check if the Project is RERA Registered
The most critical step.
Why it matters:
- Unregistered projects are risky
- No legal protection under RERA
- No assurance of timely completion
Check:
- RERA registration number
- Validity of the registration
- RERA portal details (uploaded by the builder)
2. Verify Project Details on the RERA Website
Do NOT rely only on brochures.
Visit the official RERA portal of the state.
Check for:
- Approved layout plan
- Approved building plan
- Carpet area details
- Phase-wise construction plan
- Promoter details & past history
- Estimated completion date
- Litigation status (if any)
- Financial disclosures filed by the builder
If anything looks “hidden”, consider it a red flag.
3. Check the Carpet Area (NOT Super Built-Up Area)
Under RERA, carpet area is the only legally valid measurement.
Confirm:
- RERA carpet area
- Exclusive balcony/veranda/terrace area
- Difference between builder’s brochure and RERA website
Super built-up area is usually inflated to make flats look bigger.
4. Verify Land Ownership & Approvals
Ensure the builder has:
- Clear land title
- Ownership documents
- Registered development agreement
- All approvals from competent authorities:
- ~Building plan approval
- ~Fire NOC
- ~Environment clearance (if applicable)
- ~Commencement certificate (CC)
Never book a flat in a project without full approvals.
5. Check the Construction Status vs Actual Progress
On the RERA portal, builders must upload:
- Quarterly construction updates
- Photos
- Financial progress reports
Why it matters:
You can match actual progress with promised progress.
6. Check the RERA Escrow Account Compliance
Builders must deposit 70% of project funds into a RERA escrow account.
Verify:
- Escrow account details
- Compliance with Form 3, Form 5 filings
This ensures your money is only used for THAT project.
7. Compare Promised Amenities vs RERA Details
Often amenities shown in marketing brochures are NOT the same as approved amenities.
Check:
- Clubhouse
- Gym
- Swimming pool
- Parking layout
- Garden/play area
- Tower height
- Number of units
- Open space ratio
Only rely on what’s uploaded on the RERA site.
8. Confirm Possession Date (and Grace Period)
RERA requires:
- Promoter to declare exact possession date
- Compensation if delayed
Compare:
- Agreement for Sale
- RERA website
- Brochure
9. Check Details of Charges & Hidden Costs
Before booking, ask for:
- Maintenance charges
- Floor rise charges
- Parking charges
- Clubhouse charges
- GST impact
- Stamp duty & registration
Avoid last-minute surprises.
10. Read the Draft Agreement for Sale
Under RERA:
- Agreement must follow the model format
- No arbitrary clauses allowed
- All specifications must match portal disclosures
Check for:
- Delay penalty clauses
- Carpet area confirmation
- Payment schedule linked to construction milestones
11. Check Builder’s Past Track Record
Look at:
- Previous projects
- Delivery timelines
- Quality issues
- Complaints on RERA portal
A builder with poor history is a major risk.
12. Payment Should Always Be Linked to Construction
RERA mandates milestone-based payments.
Avoid:
- Large upfront demands
- Cash payments
- Payment before completion of milestones
Final Buyer Decision Checklist:
Before booking a flat, ensure:
- Project is RERA registered
- Land title is clear
- Approvals are valid
- Carpet area is verified
- Possession date is realistic
- Agreement follows RERA
- No hidden charges
- Builder has escrow compliance
- Construction is progressing as per RERA updates
If even one point feels suspicious, wait.
Conclusion
A home is not just an investment—it’s security, comfort, and a dream.
With this RERA checklist, you can avoid fraud, delays, and financial losses.
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